celebrating innovation
Your 2025 Cobalt Award Winners
We applaud these financial institutions and fintechs for their dedication to their communities and their passion for innovation – and celebrate them for empowering people with the financial freedom to move forward.
Bangor Savings Bank
New England community bank utilizes back-office efficiencies to deliver unique Maine ABLE (disability expense) accounts to more than 1,500 customers, with total deposits of nearly $10 million.
Delta Community Credit Union
Atlanta-based CU leverages data-driven core insights to create a unique credit and borrowing series for members that 98% of attendees say increased their confidence to develop good financial habits.
Simmons Bank
Arkansas-headquartered bank saw a 96% reduction in fraud losses, saving hundreds of thousands of dollars and reducing fraud to less than 1 bp, one of the lowest levels in the industry.
Y-12 Federal Credit Union
How Tennessee-based CU decreased fraud losses to an astonishingly low $5K – a 93% reduction from the previous year – and leveraged automation to reduce manual interventions approximately 80%.
Bits of Stock
Fintech’s comprehensive platform embeds directly into the Banno Digital Platform™, leveraging the Banno Digital Toolkit™ and open APIs to connect accountholders to 1,000s of fractional stocks and ETFs without leaving their primary banking application.
equipifi
Buy Now, Pay Later (BNPL) platform fintech seamlessly integrates with Symitar® and Banno® to create measurable impact, including an 18% increase in digital banking logins and a 14% lift in debit card usage.