celebrating innovation
Your 2026 Cobalt Award Winners
A huge round of applause to these award-winning financial institutions and fintechs. We appreciate their dedication to their communities, their passion for innovation, and how they empower people while supporting financial freedom.
Local Bank
Rural Oklahoma bank leverages digital banking tools and community outreach to help remove barriers to financial wellness, reinvesting approximately 95% of deposits into local communities.
Numerica Credit Union
The credit union's embedded micro-savings program helped members save nearly $500,000 in just six months while exceeding adoption projections by 30%.
FirstBank
By creating a custom authentication platform, the bank achieved a 100% elimination of fraudulent transactions in its contact center while cutting verification time roughly in half.
Kitsap Credit Union
Washington-based credit union leveraged automation to increase loan review coverage to 100%, strengthening their risk management while saving an estimated $381,000 in staffing costs.
Moov
A cloud-native payments infrastructure platform extends modern payment capabilities to community financial institutions, with 700+ banks and credit unions and 1,500+ small businesses already live on Tap2Local™.
Array
Fintech’s integrated financial wellness tools deliver personalized debt payoff plans that generate an average user lifetime savings of $22,424, with user credit scores improving up to 60 points.