Solutions for New Banks

Products and services to elevate your bank's success

Choosing the Right Solutions

The solutions your bank starts off with can make all the difference for your institution. Our broad product and service offering enables banks to execute their business strategies with technology platforms tailored to support unique growth, service, operational, and performance goals. Jack Henry Banking’s solutions encompass three functionally distinct core systems, more than 140 complementary solutions, in-house and outsourced delivery alternatives, contemporary technology, and the infrastructure necessary to support today’s complex banking platforms as a single point of contact, ongoing service, and accountability.

 

 Core Solutions

  • SilverLake - Competitively distinct, extremely powerful banking platform that provides highly customizable, enterprise-wide automation designed for growth- and commercial-focused banks ranging from community banks to multi-billion, mid-tier institutions.
  • CIF 20/20A sophisticated, parameter-driven banking platform that provides enterprise-wide automation.
  • Core DirectorA Windows-based banking platform that supports progressive community banks - ranging from de novo banks to institutions with assets exceeding $2 billion - with enterprise-wide automation that leverages the industry's most cost-efficient operating platform.
  • JHA OutLink Processing Services™ - Enables diverse banks to leverage our extensive infrastructure and sophisticated processing environment, which eliminates the significant capital expenditures required for in-house solutions, the need for resident resources to operate and manage in-house data center operations, and long-term capacity planning and ongoing hardware upgrades.

Retail Delivery

  • Branch Anywhere™ - Enterprise mobility solution that enables your bank to seamlessly execute an enterprise mobile strategy with a mobile application platform for branch employees.
  • jhaCall Center™Comprehensive telephone support and customer service solution that automatically captures and authenticates customer information using state-of-the-art computer telephony integration (CTI) technology and supports a variety of implementation options.
  • OnBoard Deposits™ - Automated, integrated solution that enables retail and commercial customers to open and maintain checking, savings, IRA, and money market accounts; certificates of deposit; and safe-deposit boxes.
  • OnBoard Loans™ - Server-based, SQL database solution that streamlines the retail and commercial lending process and provides the optimal flexibility and functionality to efficiently and effectively originate new loans.
  • SilverLake Teller Capture™ - Expedite customer access to funds and reduce costs and errors by imaging and posting checks right at the teller window.
  • Synapsys® Automates client relationship management (CRM), customer service and event tracking, and sales and marketing initiatives for high-performing banks.

Online & Mobile

  • goDough®Mobile banking solution that enables Jack Henry Banking® customers to access their accounts, view account balances and transaction history, initiate transactions, and pay bills anytime, from anywhere.
  • NetTeller® Online Banking™ Comprehensive, turnkey Internet banking platform that enables banks to leverage today’s most cost-effective delivery channel by establishing robust, fully branded, secure Internet banking sites.
  • Opening Act™Web-based origination system that enhances Internet banking sites with the capabilities to securely and seamlessly originate deposit accounts, consumer and mortgage loans, and credit cards.

Imaging Solutions

  • 4|sight™ Item ImagingComprehensive in-house and outsourced check imaging solution expressly integrated with Jack Henry Banking core solutions.

JHA Payment Solutions

  • jhaPassPort™Turnkey EFT platform that supports diverse banks’ e-commerce strategies and powers the high-demand electronic services required to meet customer expectations and compete in today’s financial services industry.

Information Security & Risk Management

  • Yellow Hammer™ Fraud Detective™ - Automatically monitors account activity from multiple touch points to identify potentially fraudulent transactions and accounts with the highest probability of fraudulent activities.
  • jhaEnterprise Workflow™Simplifies business processes by fully automating, streamlining, and standardizing any procedures that involve multiple steps, individuals, groups, departments, and systems.

DOWNLOAD YOUR FREE CASE STUDY ON STARTING A NEW BANK

Recent News


Read more about starting a bank

New Banks Launch with Jack Henry Banking for Core Processing - Charleston-area Beacon Community Bank joins trend of de novos selecting Jack Henry Banking

Are De Novo Banks on the Rise? - by Cheryl Winokur Munk, Independent Banker

Prices Rise for De Novo Banks - by Bill Poquette, Banknews.com

De Novo Field Widens with S.C. Group's Application - by John Reosti, American Banker

FDIC Releases Final De Novo Handbook - by ABA Banking Journal

2017 Likely to be a Record-Breaking Year for De Novo Banks - by Try Sullivan, TRUPOINT Partners

How Core Conversion Spurred a Community Bank's Explosive Growth - Brian Patrick Eha, American Banker

Bank of Bird-In-Hand, a De Novo Success - Bank of Bird-In-Hand

The Bank of Austin Files to Become City's Newest Bank - Will Anderson, Austin Business Journal

De Novo Bank Overview - by BKD

Additional Resources


Handbook for De Novo Organizers Applying for Deposit Insurance

Download a copy of "Applying for Deposite Insurance: A Handbook for Organizers of De Novo Institutions" from the FDIC here.

Attend a De Novo Outreach Meeting

View a list of upcoming events here. Hosted by the FDIC Community Banking Initiative.

View the De Novo bank application process

Read about the how to start a De Novo bank, the requirements involved, and the application process by clicking here.