why the number of rate cuts doesn’t matter

Managing net interest margins during a rate-tightening cycle goes far beyond tracking market expectations for the fed funds target. Factors like real wage growth, depositor behaviors, and deficit spending levels are equally influential – reshaping the interest rate risk profiles for banks and credit unions just as much as nominal rate levels.

Explore how the broader macroeconomic landscape is reshaping traditional interest rate risk management strategies in our upcoming webinar. You’ll also:

• Gain a better understanding of the factors driving rate levels
• Discover the impact rate levels have on net interest margin
• Unlock strategies to help you prepare for the current budgeting cycle