Joseph joined ProfitStars in 2006 with over 9 years of banking experience. He held various positions including Loan Officer, Mortgage Specialist, and Personal Banker. Through these positions, he performed underwriting analysis of residential and commercial properties, as well as developed new product lines, pricing strategies, and marketing strategies.
Joseph manages the ALM Professional Services group, which includes both the ALM reporting service bureau and model validation services. In his current role, he has written blogs about common sense approaches to deposit retention analysis and developed an internal rate correlation program. Joseph holds a Bachelors of Science degree in Mathematics from the University of Nebraska-Lincoln and a Masters in Business Administration from Creighton University in Omaha, Nebraska.