Bill Kirsten joined ProfitStars in 2012 and serves as a Senior Advisor. Bill has previously served as a chief financial officer for three community banks, and as president of a community bank. His specialties include asset/liability management, interest rate risk, liquidity management, financial and regulatory reporting, capital management, and budgeting. As a CFO and consultant, Bill has participated in several de novo bank formations. Additionally, he has coordinated several capital transactions including common stock, trust-preferred subordinated debt, and merger and acquisitions. Bill is a graduate of Lawrence Technological University in Southfield, Michigan, with a Bachelor’s degree in Business Administration with an emphasis in finance.