Ken Summar

Ken Summar is the Director of Risk Management for the ProfitStars Lending Solutions division. He manages a nationwide risk management consulting team consisting of former bank presidents and senior lenders. They provide expertise to FI executives on accounts receivable financing and working capital lending with a focus on strategic direction, lending/credit performance, and profitability. Ken is a thirty year veteran of the banking and financial services industry. He began his career in the mid-1980s as a Management Trainee at First American National Bank in Nashville, TN. Ken worked in consumer and small business lending early in his career then transitioned into commercial and corporate lending. He is a graduate of Middle Tennessee State University and holds an MBA from the University of Kentucky. He is also a Summa Cum Laude graduate of the Barret School of Banking in Memphis, TN. Ken, his wife Lynn and their two children live in Middle Tennessee.

Recent Posts

Ditch the Map!…Navigating a Changing Portfolio

Posted by Ken Summar

Dec 16, 2016 9:15:00 AM


In discussing strategic objectives with financial institutions across the United States, a common theme that I hear from CEOs and Chief Credit Officers is the need to diversify their loan portfolios so they aren't so concentrated in commercial real estate. And a common solution they are considering is to increase commercial and industrial (C&I) lending. 

What is that old saying? …“Easy to say. Hard to do.” 

Why is diversifying your loan portfolio difficult? Is it because businesses in your area don’t need working capital financing to help them thrive and create employment? I doubt that. 

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Topics: Commercial Lending

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