Bill Kirsten

Bill Kirsten joined Profitstars in 2012 and serves as a Senior Advisor. Bill has previously served as a chief financial officer for three community banks, and as president of a community bank. His specialties include asset/liability management, interest rate risk, liquidity management, financial and regulatory reporting, capital management, and budgeting. As a CFO and consultant, Bill has participated in several de novo bank formations. Additionally, he has coordinated several capital transactions including common stock, trust-preferred subordinated debt, and merger and acquisitions. Bill is a graduate of Lawrence Technological University in Southfield, Michigan, with a Bachelor’s degree in Business Administration with an emphasis in finance.

Recent Posts

Higher Rates = Happy Days?

Posted by Bill Kirsten

Feb 8, 2017 11:30:00 AM

"Happy days are here again
The skies above are clear again
So let’s sing a song of cheer again
Happy days are here again"

(From FDR’s theme song for the 1932 presidential campaign)

The Federal Reserve increased interest rates … finally! Market rates are rising too. And more are to come, so they say. Let the good times roll!

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Topics: Payments, Risk Mitigation

Here We Go Again: How the Fed's Problem Becomes YOUR Problem

Posted by Bill Kirsten

Feb 24, 2016 10:00:00 AM


The Fed has a problem. And when the Fed has a problem, banks have a problem.

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Topics: Financial Services Industry

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